Call reports 2020
FLAGSTAR BANK, FSB — 2020
What FLAGSTAR BANK, FSB reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 26,767,684,000 | 27,435,611,000 | 29,451,065,000 | 31,013,209,000 |
| Total loans | 18,997,213,000 | 22,213,470,000 | 24,347,465,000 | 25,841,288,000 |
| Allowance for loan losses | 132,000,000 | 229,206,000 | 255,099,000 | 252,491,000 |
| Securities available for sale | 2,444,583,000 | 2,346,578,000 | 2,163,775,000 | 1,942,475,000 |
| Securities held to maturity | 553,534,000 | 495,701,000 | 439,724,000 | 376,871,000 |
| Trading assets | 2,102,777,000 | 7,759,000 | 9,698,000 | 15,859,000 |
| Total deposits | 17,136,546,000 | 19,137,650,000 | 21,333,598,000 | 21,035,502,000 |
| Interest-bearing deposits | 9,732,510,000 | 10,346,899,000 | 10,824,179,000 | 10,822,272,000 |
| Noninterest-bearing deposits | 7,404,036,000 | 8,790,751,000 | 10,509,419,000 | 10,213,230,000 |
| Equity capital | 2,084,270,000 | 2,140,573,000 | 2,373,462,000 | 2,542,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 200,898,000 | 400,986,000 | 603,761,000 | 818,698,000 |
| Interest expense | 47,403,000 | 74,524,000 | 95,191,000 | 111,405,000 |
| Net interest income | 153,495,000 | 326,462,000 | 508,570,000 | 707,293,000 |
| Noninterest income | 159,461,000 | 537,440,000 | 991,764,000 | 1,326,175,000 |
| Noninterest expense | 246,399,000 | 541,323,000 | 846,800,000 | 1,161,063,000 |
| Provision for loan losses | 4,220,000 | 105,012,000 | 132,679,000 | 131,751,000 |
| Pretax income | 62,337,000 | 217,567,000 | 520,855,000 | 740,654,000 |
| Income tax | 12,042,000 | 45,479,000 | 120,170,000 | 174,425,000 |
| Net income | 50,295,000 | 172,088,000 | 400,685,000 | 566,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,899,796,000 | 1,968,750,000 | 2,211,881,000 | 2,390,378,000 |
| Total capital | 2,018,526,000 | 2,160,980,000 | 2,426,693,000 | 2,607,797,000 |
| Risk-weighted assets | 17,857,310,000 | 19,559,075,000 | 21,881,861,000 | 22,193,548,000 |