Call reports 2019
FLAGSTAR BANK, FSB — 2019
What FLAGSTAR BANK, FSB reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 19,378,663,000 | 20,149,168,000 | 21,989,123,000 | 23,234,514,000 |
| Total loans | 14,280,389,000 | 15,507,445,000 | 17,351,198,000 | 18,122,773,000 |
| Allowance for loan losses | 127,000,000 | 110,000,000 | 110,000,000 | 107,000,000 |
| Securities available for sale | 2,140,434,000 | 1,716,314,000 | 1,696,124,000 | 2,114,570,000 |
| Securities held to maturity | 682,747,000 | 661,374,000 | 635,450,000 | 597,837,000 |
| Trading assets | 5,171,000 | 2,562,000 | 10,992,000 | 28,723,000 |
| Total deposits | 13,756,398,000 | 14,817,295,000 | 16,583,471,000 | 15,942,583,000 |
| Interest-bearing deposits | 9,575,195,000 | 9,821,530,000 | 10,274,477,000 | 9,911,672,000 |
| Noninterest-bearing deposits | 4,181,203,000 | 4,995,765,000 | 6,308,994,000 | 6,030,911,000 |
| Equity capital | 1,885,636,000 | 1,925,608,000 | 2,012,161,000 | 2,023,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 183,215,000 | 382,370,000 | 588,575,000 | 800,722,000 |
| Interest expense | 47,779,000 | 101,300,000 | 153,874,000 | 207,850,000 |
| Net interest income | 135,436,000 | 281,070,000 | 434,701,000 | 592,872,000 |
| Noninterest income | 105,936,000 | 268,132,000 | 436,784,000 | 598,203,000 |
| Noninterest expense | 189,621,000 | 404,294,000 | 641,164,000 | 884,564,000 |
| Provision for loan losses | -371,000 | 16,853,000 | 17,519,000 | 17,601,000 |
| Pretax income | 52,122,000 | 134,677,000 | 219,424,000 | 295,532,000 |
| Income tax | 9,771,000 | 25,560,000 | 41,313,000 | 54,387,000 |
| Net income | 42,351,000 | 109,117,000 | 178,111,000 | 241,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,640,861,000 | 1,632,288,000 | 1,746,931,000 | 1,752,048,000 |
| Total capital | 1,770,805,000 | 1,745,187,000 | 1,859,870,000 | 1,861,779,000 |
| Risk-weighted assets | 13,192,857,000 | 14,537,938,000 | 15,417,758,000 | 15,873,193,000 |