Call reports 2018
FLAGSTAR BANK, FSB — 2018
What FLAGSTAR BANK, FSB reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 17,677,688,000 | 18,070,568,000 | 18,635,714,000 | 18,466,868,000 |
| Total loans | 13,162,390,000 | 13,472,858,000 | 14,106,437,000 | 13,348,831,000 |
| Allowance for loan losses | 139,000,000 | 137,000,000 | 134,000,000 | 128,430,000 |
| Securities available for sale | 1,917,275,000 | 1,870,803,000 | 1,856,342,000 | 2,141,349,000 |
| Securities held to maturity | 771,291,000 | 748,365,000 | 723,639,000 | 703,450,000 |
| Trading assets | 10,231,000 | 14,376,000 | 21,773,000 | 19,456,000 |
| Total deposits | 10,283,923,000 | 10,915,472,000 | 12,044,559,000 | 12,851,536,000 |
| Interest-bearing deposits | 7,595,581,000 | 7,806,134,000 | 8,697,102,000 | 9,591,405,000 |
| Noninterest-bearing deposits | 2,688,342,000 | 3,109,338,000 | 3,347,457,000 | 3,260,131,000 |
| Equity capital | 1,663,657,000 | 1,718,085,000 | 1,767,795,000 | 1,823,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 154,999,000 | 323,566,000 | 507,713,000 | 691,468,000 |
| Interest expense | 38,909,000 | 84,163,000 | 136,038,000 | 159,479,000 |
| Net interest income | 116,090,000 | 239,403,000 | 371,675,000 | 531,989,000 |
| Noninterest income | 106,665,000 | 227,446,000 | 330,461,000 | 423,621,000 |
| Noninterest expense | 170,402,000 | 344,975,000 | 514,413,000 | 699,660,000 |
| Provision for loan losses | 182,000 | -1,352,000 | -3,183,000 | -7,953,000 |
| Pretax income | 52,171,000 | 123,226,000 | 191,969,000 | 264,966,000 |
| Income tax | 10,300,000 | 24,981,000 | 38,752,000 | 53,316,000 |
| Net income | 41,871,000 | 98,245,000 | 153,217,000 | 211,650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,536,978,000 | 1,594,084,000 | 1,616,758,000 | 1,574,028,000 |
| Total capital | 1,678,958,000 | 1,734,078,000 | 1,753,498,000 | 1,705,349,000 |
| Risk-weighted assets | 11,448,526,000 | 11,863,900,000 | 11,818,347,000 | 11,997,552,000 |