Call reports 2017
FLAGSTAR BANK, FSB — 2017
What FLAGSTAR BANK, FSB reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 15,301,493,000 | 15,890,503,000 | 16,798,727,000 | 16,855,693,000 |
| Total loans | 10,823,170,000 | 11,560,469,000 | 12,395,187,000 | 12,304,799,000 |
| Allowance for loan losses | 141,000,000 | 140,000,000 | 140,000,000 | 140,000,000 |
| Securities available for sale | 1,650,186,000 | 1,614,265,000 | 1,637,116,000 | 1,852,816,000 |
| Securities held to maturity | 1,047,815,000 | 1,013,639,000 | 977,094,000 | 939,207,000 |
| Trading assets | 30,070,000 | 12,426,000 | 10,556,000 | 8,940,000 |
| Total deposits | 8,916,379,000 | 9,023,774,000 | 9,461,974,000 | 9,220,724,000 |
| Interest-bearing deposits | 6,814,458,000 | 6,683,557,000 | 6,888,721,000 | 6,885,365,000 |
| Noninterest-bearing deposits | 2,101,921,000 | 2,340,217,000 | 2,573,253,000 | 2,335,359,000 |
| Equity capital | 1,699,583,000 | 1,718,368,000 | 1,682,436,000 | 1,663,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 110,220,000 | 240,366,000 | 380,924,000 | 529,529,000 |
| Interest expense | 20,886,000 | 46,990,000 | 77,620,000 | 112,230,000 |
| Net interest income | 89,334,000 | 193,376,000 | 303,304,000 | 417,299,000 |
| Noninterest income | 97,008,000 | 209,873,000 | 334,075,000 | 455,871,000 |
| Noninterest expense | 135,518,000 | 285,229,000 | 451,387,000 | 626,161,000 |
| Provision for loan losses | 2,782,000 | 2,349,000 | 3,765,000 | 5,791,000 |
| Pretax income | 48,042,000 | 116,909,000 | 185,652,000 | 244,673,000 |
| Income tax | 16,058,000 | 38,246,000 | 60,552,000 | 127,227,000 |
| Net income | 31,984,000 | 78,663,000 | 125,100,000 | 117,446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,477,097,000 | 1,590,396,000 | 1,519,262,000 | 1,530,740,000 |
| Total capital | 1,588,258,000 | 1,711,850,000 | 1,650,551,000 | 1,664,482,000 |
| Risk-weighted assets | 8,725,956,000 | 9,644,559,000 | 10,396,113,000 | 10,588,878,000 |