Call reports 2012
FLAGSTAR BANK, FSB — 2012
What FLAGSTAR BANK, FSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 14,030,798,000 | 14,355,083,000 | 14,885,738,000 | 14,069,057,000 |
| Total loans | 10,608,366,000 | 10,485,261,000 | 11,059,325,000 | 10,620,510,000 |
| Allowance for loan losses | 281,000,000 | 287,000,000 | 305,000,000 | 305,000,000 |
| Securities available for sale | 448,147,000 | 424,765,000 | 198,861,000 | 184,445,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 307,355,000 | 183,248,000 | 180,285,000 | 175,908,000 |
| Total deposits | 8,739,390,000 | 9,096,053,000 | 9,678,689,000 | 8,771,046,000 |
| Interest-bearing deposits | 6,840,014,000 | 6,842,246,000 | 6,984,295,000 | 6,984,646,000 |
| Noninterest-bearing deposits | 1,899,376,000 | 2,253,807,000 | 2,694,394,000 | 1,786,400,000 |
| Equity capital | 1,273,087,000 | 1,368,123,000 | 1,446,339,000 | 1,365,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 125,671,000 | 251,152,000 | 373,265,000 | 491,213,000 |
| Interest expense | 46,418,000 | 92,151,000 | 137,089,000 | 176,888,000 |
| Net interest income | 79,253,000 | 159,001,000 | 236,176,000 | 314,325,000 |
| Noninterest income | 277,400,000 | 570,254,000 | 967,520,000 | 1,280,314,000 |
| Noninterest expense | 241,491,000 | 462,674,000 | 820,439,000 | 1,239,149,000 |
| Provision for loan losses | 114,673,000 | 173,101,000 | 225,696,000 | 276,047,000 |
| Pretax income | -376,000 | 91,618,000 | 158,315,000 | 79,887,000 |
| Income tax | 0 | 500,000 | -19,880,000 | -15,645,000 |
| Net income | -376,000 | 91,118,000 | 178,195,000 | 95,532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,207,237,000 | 1,295,962,000 | 1,379,701,000 | 1,295,841,000 |
| Total capital | 1,310,704,000 | 1,399,191,000 | 1,487,851,000 | 1,400,126,000 |
| Risk-weighted assets | 8,098,090,000 | 8,079,880,000 | 8,461,130,000 | 8,148,771,000 |