Call reports 2025
CONCORDE BANK — 2025
What CONCORDE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 77,776,000 | 80,260,000 | 80,147,000 | 87,191,000 |
| Total loans | 65,199,000 | 67,775,000 | 68,139,000 | 67,027,000 |
| Allowance for loan losses | 1,374,000 | 1,406,000 | 1,421,000 | 1,291,000 |
| Securities available for sale | 3,652,000 | 3,572,000 | 3,482,000 | 3,409,000 |
| Securities held to maturity | 198,000 | 198,000 | 198,000 | 198,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,191,000 | 69,633,000 | 70,138,000 | 78,018,000 |
| Interest-bearing deposits | 53,981,000 | 55,484,000 | 56,366,000 | 60,685,000 |
| Noninterest-bearing deposits | 15,210,000 | 14,149,000 | 13,772,000 | 17,333,000 |
| Equity capital | 8,032,000 | 8,155,000 | 8,500,000 | 8,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,250,000 | 2,555,000 | 3,912,000 | 5,232,000 |
| Interest expense | 375,000 | 774,000 | 1,211,000 | 1,673,000 |
| Net interest income | 875,000 | 1,781,000 | 2,701,000 | 3,559,000 |
| Noninterest income | 69,000 | 147,000 | 230,000 | 339,000 |
| Noninterest expense | 517,000 | 1,078,000 | 1,671,000 | 2,297,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 397,000 | 790,000 | 1,170,000 | 1,481,000 |
| Income tax | 44,000 | 74,000 | 103,000 | 133,000 |
| Net income | 353,000 | 716,000 | 1,067,000 | 1,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,553,000 | 8,613,000 | 8,819,000 | 9,099,000 |
| Total capital | 9,325,000 | 9,403,000 | 9,593,000 | 9,881,000 |
| Risk-weighted assets | 61,204,000 | 62,616,000 | 61,276,000 | 62,087,000 |