Call reports 2024
CONCORDE BANK — 2024
What CONCORDE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 78,877,000 | 75,618,000 | 74,018,000 | 73,803,000 |
| Total loans | 59,208,000 | 61,980,000 | 62,744,000 | 64,499,000 |
| Allowance for loan losses | 1,351,000 | 1,366,000 | 1,381,000 | 1,351,000 |
| Securities available for sale | 4,099,000 | 3,957,000 | 3,960,000 | 3,692,000 |
| Securities held to maturity | 244,000 | 244,000 | 244,000 | 244,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,034,000 | 67,834,000 | 65,898,000 | 65,578,000 |
| Interest-bearing deposits | 56,028,000 | 53,062,000 | 50,719,000 | 50,347,000 |
| Noninterest-bearing deposits | 15,006,000 | 14,772,000 | 15,179,000 | 15,231,000 |
| Equity capital | 7,319,000 | 7,281,000 | 7,603,000 | 7,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,153,000 | 2,359,000 | 3,559,000 | 4,803,000 |
| Interest expense | 294,000 | 607,000 | 969,000 | 1,329,000 |
| Net interest income | 859,000 | 1,752,000 | 2,590,000 | 3,474,000 |
| Noninterest income | 75,000 | 154,000 | 225,000 | 284,000 |
| Noninterest expense | 586,000 | 1,063,000 | 1,621,000 | 2,252,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 35,000 |
| Pretax income | 333,000 | 813,000 | 1,149,000 | 1,446,000 |
| Income tax | 23,000 | 54,000 | 83,000 | 121,000 |
| Net income | 310,000 | 759,000 | 1,066,000 | 1,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,919,000 | 7,891,000 | 8,070,000 | 8,330,000 |
| Total capital | 8,657,000 | 8,640,000 | 8,820,000 | 9,086,000 |
| Risk-weighted assets | 58,466,000 | 59,354,000 | 59,442,000 | 59,920,000 |