Call reports 2022
CONCORDE BANK — 2022
What CONCORDE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 82,399,000 | 83,924,000 | 78,741,000 | 74,448,000 |
| Total loans | 48,083,000 | 48,344,000 | 48,927,000 | 49,558,000 |
| Allowance for loan losses | 1,291,000 | 1,298,000 | 1,305,000 | 1,317,000 |
| Securities available for sale | 6,468,000 | 5,958,000 | 5,446,000 | 5,403,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,981,000 | 77,851,000 | 72,868,000 | 68,275,000 |
| Interest-bearing deposits | 57,696,000 | 59,012,000 | 55,078,000 | 50,417,000 |
| Noninterest-bearing deposits | 18,285,000 | 18,839,000 | 17,790,000 | 17,858,000 |
| Equity capital | 6,193,000 | 5,877,000 | 5,723,000 | 5,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 712,000 | 1,418,000 | 2,192,000 | 2,963,000 |
| Interest expense | 87,000 | 185,000 | 280,000 | 392,000 |
| Net interest income | 625,000 | 1,233,000 | 1,912,000 | 2,571,000 |
| Noninterest income | 106,000 | 130,000 | 139,000 | 145,000 |
| Noninterest expense | 499,000 | 1,008,000 | 1,501,000 | 2,021,000 |
| Provision for loan losses | 7,000 | 13,000 | 20,000 | 26,000 |
| Pretax income | 225,000 | 342,000 | 530,000 | 562,000 |
| Income tax | 19,000 | 38,000 | 58,000 | 82,000 |
| Net income | 206,000 | 304,000 | 472,000 | 480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,693,000 | 6,625,000 | 6,752,000 | 6,761,000 |
| Total capital | 7,366,000 | 7,307,000 | 7,419,000 | 7,433,000 |
| Risk-weighted assets | 53,255,000 | 54,001,000 | 52,754,000 | 53,137,000 |