Call reports 2021
CONCORDE BANK — 2021
What CONCORDE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 73,695,000 | 72,736,000 | 74,656,000 | 75,543,000 |
| Total loans | 43,461,000 | 46,038,000 | 46,592,000 | 48,672,000 |
| Allowance for loan losses | 1,158,000 | 1,173,000 | 1,183,000 | 1,215,000 |
| Securities available for sale | 6,001,000 | 8,336,000 | 7,864,000 | 7,352,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,062,000 | 66,049,000 | 67,799,000 | 68,856,000 |
| Interest-bearing deposits | 48,787,000 | 50,202,000 | 49,919,000 | 50,852,000 |
| Noninterest-bearing deposits | 18,275,000 | 15,847,000 | 17,880,000 | 18,004,000 |
| Equity capital | 6,411,000 | 6,476,000 | 6,667,000 | 6,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 730,000 | 1,475,000 | 2,130,000 | 2,847,000 |
| Interest expense | 87,000 | 178,000 | 270,000 | 356,000 |
| Net interest income | 643,000 | 1,297,000 | 1,860,000 | 2,491,000 |
| Noninterest income | 36,000 | 81,000 | 158,000 | 229,000 |
| Noninterest expense | 445,000 | 970,000 | 1,417,000 | 2,065,000 |
| Provision for loan losses | 7,000 | 13,000 | 20,000 | 26,000 |
| Pretax income | 227,000 | 395,000 | 581,000 | 629,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 79,000 |
| Net income | 226,000 | 394,000 | 580,000 | 550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,443,000 | 6,493,000 | 6,680,000 | 6,555,000 |
| Total capital | 7,066,000 | 7,129,000 | 7,318,000 | 7,222,000 |
| Risk-weighted assets | 49,307,000 | 50,421,000 | 50,556,000 | 52,848,000 |