Call reports 2020
CONCORDE BANK — 2020
What CONCORDE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 54,936,000 | 59,176,000 | 66,830,000 | 66,877,000 |
| Total loans | 44,258,000 | 44,416,000 | 43,081,000 | 42,441,000 |
| Allowance for loan losses | 1,079,000 | 1,101,000 | 1,164,000 | 1,129,000 |
| Securities available for sale | 1,380,000 | 1,339,000 | 4,410,000 | 5,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,496,000 | 52,756,000 | 60,324,000 | 60,325,000 |
| Interest-bearing deposits | 36,099,000 | 38,291,000 | 42,227,000 | 44,342,000 |
| Noninterest-bearing deposits | 12,397,000 | 14,465,000 | 18,097,000 | 15,983,000 |
| Equity capital | 6,174,000 | 6,162,000 | 6,267,000 | 6,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 687,000 | 1,407,000 | 2,083,000 | 2,718,000 |
| Interest expense | 93,000 | 184,000 | 276,000 | 364,000 |
| Net interest income | 594,000 | 1,223,000 | 1,807,000 | 2,354,000 |
| Noninterest income | 48,000 | 70,000 | 94,000 | 129,000 |
| Noninterest expense | 434,000 | 880,000 | 1,227,000 | 1,707,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 183,000 | 363,000 | 599,000 | 676,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 182,000 | 362,000 | 598,000 | 675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,132,000 | 6,109,000 | 6,245,000 | 6,319,000 |
| Total capital | 6,697,000 | 6,688,000 | 6,841,000 | 6,913,000 |
| Risk-weighted assets | 44,727,000 | 45,835,000 | 47,141,000 | 47,048,000 |