Call reports 2019
CONCORDE BANK — 2019
What CONCORDE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 58,885,000 | 55,536,000 | 56,677,000 | 55,963,000 |
| Total loans | 43,470,000 | 44,177,000 | 44,454,000 | 44,900,000 |
| Allowance for loan losses | 1,013,000 | 1,035,000 | 1,061,000 | 1,054,000 |
| Securities available for sale | 2,019,000 | 1,793,000 | 1,735,000 | 1,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,716,000 | 49,473,000 | 50,525,000 | 49,664,000 |
| Interest-bearing deposits | 40,426,000 | 37,362,000 | 38,883,000 | 37,470,000 |
| Noninterest-bearing deposits | 12,290,000 | 12,111,000 | 11,642,000 | 12,194,000 |
| Equity capital | 5,941,000 | 5,822,000 | 5,939,000 | 6,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 665,000 | 1,341,000 | 2,037,000 | 2,772,000 |
| Interest expense | 84,000 | 172,000 | 266,000 | 360,000 |
| Net interest income | 581,000 | 1,169,000 | 1,771,000 | 2,412,000 |
| Noninterest income | 61,000 | 118,000 | 176,000 | 190,000 |
| Noninterest expense | 445,000 | 890,000 | 1,307,000 | 1,799,000 |
| Provision for loan losses | 29,000 | 54,000 | 79,000 | 104,000 |
| Pretax income | 168,000 | 343,000 | 561,000 | 699,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 167,000 | 342,000 | 560,000 | 698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,937,000 | 5,804,000 | 5,918,000 | 6,053,000 |
| Total capital | 6,506,000 | 6,368,000 | 6,486,000 | 6,625,000 |
| Risk-weighted assets | 45,083,000 | 44,673,000 | 45,010,000 | 45,317,000 |