Call reports 2018
CONCORDE BANK — 2018
What CONCORDE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 55,131,000 | 52,665,000 | 56,013,000 | 57,249,000 |
| Total loans | 42,634,000 | 43,601,000 | 43,308,000 | 43,295,000 |
| Allowance for loan losses | 889,000 | 934,000 | 983,000 | 981,000 |
| Securities available for sale | 2,295,000 | 2,223,000 | 2,154,000 | 2,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,255,000 | 46,673,000 | 49,833,000 | 51,247,000 |
| Interest-bearing deposits | 38,023,000 | 35,674,000 | 37,626,000 | 38,683,000 |
| Noninterest-bearing deposits | 11,232,000 | 10,999,000 | 12,207,000 | 12,564,000 |
| Equity capital | 5,695,000 | 5,810,000 | 6,022,000 | 5,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 625,000 | 1,275,000 | 1,925,000 | 2,580,000 |
| Interest expense | 54,000 | 111,000 | 175,000 | 251,000 |
| Net interest income | 571,000 | 1,164,000 | 1,750,000 | 2,329,000 |
| Noninterest income | 57,000 | 120,000 | 175,000 | 229,000 |
| Noninterest expense | 389,000 | 799,000 | 1,119,000 | 1,602,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 214,000 | 435,000 | 731,000 | 856,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 213,000 | 434,000 | 730,000 | 855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,727,000 | 5,841,000 | 6,058,000 | 5,839,000 |
| Total capital | 6,266,000 | 6,386,000 | 6,614,000 | 6,399,000 |
| Risk-weighted assets | 42,825,000 | 43,242,000 | 44,078,000 | 44,394,000 |