Call reports 2017
CONCORDE BANK — 2017
What CONCORDE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 54,608,000 | 54,748,000 | 55,875,000 | 59,743,000 |
| Total loans | 42,016,000 | 42,240,000 | 42,228,000 | 45,575,000 |
| Allowance for loan losses | 873,000 | 839,000 | 864,000 | 863,000 |
| Securities available for sale | 4,021,000 | 3,633,000 | 3,193,000 | 2,971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,483,000 | 49,035,000 | 50,050,000 | 53,988,000 |
| Interest-bearing deposits | 35,440,000 | 36,986,000 | 36,188,000 | 41,210,000 |
| Noninterest-bearing deposits | 13,043,000 | 12,049,000 | 13,862,000 | 12,778,000 |
| Equity capital | 5,460,000 | 5,552,000 | 5,651,000 | 5,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 596,000 | 1,268,000 | 1,859,000 | 2,503,000 |
| Interest expense | 41,000 | 81,000 | 123,000 | 167,000 |
| Net interest income | 555,000 | 1,187,000 | 1,736,000 | 2,336,000 |
| Noninterest income | 54,000 | 101,000 | 142,000 | 198,000 |
| Noninterest expense | 350,000 | 796,000 | 1,204,000 | 1,849,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 234,000 | 442,000 | 599,000 | 585,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 233,000 | 441,000 | 598,000 | 584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,459,000 | 5,547,000 | 5,648,000 | 5,612,000 |
| Total capital | 5,982,000 | 6,074,000 | 6,180,000 | 6,186,000 |
| Risk-weighted assets | 41,538,000 | 41,864,000 | 42,294,000 | 45,679,000 |