Call reports 2016
CONCORDE BANK — 2016
What CONCORDE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 53,251,000 | 52,465,000 | 54,278,000 | 57,896,000 |
| Total loans | 36,661,000 | 37,466,000 | 40,440,000 | 43,655,000 |
| Allowance for loan losses | 851,000 | 854,000 | 852,000 | 852,000 |
| Securities available for sale | 5,546,000 | 5,188,000 | 5,078,000 | 4,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,069,000 | 46,131,000 | 47,807,000 | 50,451,000 |
| Interest-bearing deposits | 36,322,000 | 35,295,000 | 35,817,000 | 36,567,000 |
| Noninterest-bearing deposits | 11,747,000 | 10,836,000 | 11,990,000 | 13,884,000 |
| Equity capital | 5,082,000 | 5,238,000 | 5,372,000 | 5,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 530,000 | 1,092,000 | 1,661,000 | 2,274,000 |
| Interest expense | 38,000 | 75,000 | 114,000 | 153,000 |
| Net interest income | 492,000 | 1,017,000 | 1,547,000 | 2,121,000 |
| Noninterest income | 44,000 | 83,000 | 139,000 | 192,000 |
| Noninterest expense | 433,000 | 764,000 | 1,143,000 | 1,790,000 |
| Provision for loan losses | 12,000 | 14,000 | 14,000 | 14,000 |
| Pretax income | 91,000 | 322,000 | 529,000 | 509,000 |
| Income tax | 1,000 | 1,000 | 0 | 0 |
| Net income | 90,000 | 321,000 | 529,000 | 509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,051,000 | 5,194,000 | 5,331,000 | 5,311,000 |
| Total capital | 5,523,000 | 5,667,000 | 5,828,000 | 5,856,000 |
| Risk-weighted assets | 37,452,000 | 37,476,000 | 39,412,000 | 43,324,000 |