Call reports 2015
CONCORDE BANK — 2015
What CONCORDE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 58,096,000 | 52,197,000 | 53,741,000 | 54,966,000 |
| Total loans | 33,793,000 | 34,852,000 | 35,691,000 | 36,793,000 |
| Allowance for loan losses | 829,000 | 844,000 | 826,000 | 839,000 |
| Securities available for sale | 6,985,000 | 6,586,000 | 6,642,000 | 6,097,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,303,000 | 47,062,000 | 45,671,000 | 47,425,000 |
| Interest-bearing deposits | 39,630,000 | 36,479,000 | 35,148,000 | 36,131,000 |
| Noninterest-bearing deposits | 13,672,000 | 10,583,000 | 10,523,000 | 11,294,000 |
| Equity capital | 4,720,000 | 4,746,000 | 4,883,000 | 4,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 509,000 | 1,021,000 | 1,576,000 | 2,111,000 |
| Interest expense | 43,000 | 86,000 | 127,000 | 168,000 |
| Net interest income | 466,000 | 935,000 | 1,449,000 | 1,943,000 |
| Noninterest income | 36,000 | 68,000 | 93,000 | 146,000 |
| Noninterest expense | 444,000 | 798,000 | 1,202,000 | 1,616,000 |
| Provision for loan losses | 12,000 | 27,000 | 39,000 | 52,000 |
| Pretax income | 46,000 | 178,000 | 301,000 | 421,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 45,000 | 177,000 | 300,000 | 420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,644,000 | 4,742,000 | 4,841,000 | 4,962,000 |
| Total capital | 5,104,000 | 5,185,000 | 5,290,000 | 5,424,000 |
| Risk-weighted assets | 36,453,000 | 35,076,000 | 35,509,000 | 36,465,000 |