Call reports 2014
CONCORDE BANK — 2014
What CONCORDE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 54,620,000 | 53,873,000 | 52,238,000 | 56,165,000 |
| Total loans | 29,920,000 | 30,665,000 | 32,067,000 | 35,258,000 |
| Allowance for loan losses | 810,000 | 810,000 | 810,000 | 810,000 |
| Securities available for sale | 7,447,000 | 7,376,000 | 7,263,000 | 6,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,185,000 | 49,300,000 | 47,652,000 | 51,460,000 |
| Interest-bearing deposits | 39,654,000 | 38,886,000 | 37,353,000 | 37,883,000 |
| Noninterest-bearing deposits | 10,531,000 | 10,414,000 | 10,300,000 | 13,577,000 |
| Equity capital | 4,359,000 | 4,495,000 | 4,511,000 | 4,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 433,000 | 891,000 | 1,368,000 | 1,879,000 |
| Interest expense | 50,000 | 95,000 | 140,000 | 182,000 |
| Net interest income | 383,000 | 796,000 | 1,228,000 | 1,697,000 |
| Noninterest income | 58,000 | 110,000 | 141,000 | 183,000 |
| Noninterest expense | 456,000 | 819,000 | 1,257,000 | 1,646,000 |
| Provision for loan losses | 13,000 | 13,000 | 13,000 | 13,000 |
| Pretax income | -28,000 | 74,000 | 99,000 | 221,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -28,000 | 74,000 | 99,000 | 221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,389,000 | 4,491,000 | 4,516,000 | 4,638,000 |
| Total capital | 4,861,000 | 4,966,000 | 5,014,000 | 5,085,000 |
| Risk-weighted assets | 37,450,000 | 37,596,000 | 39,521,000 | 38,558,000 |