Call reports 2013
CONCORDE BANK — 2013
What CONCORDE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 60,068,000 | 55,092,000 | 54,150,000 | 55,092,000 |
| Total loans | 30,647,000 | 30,516,000 | 30,246,000 | 30,525,000 |
| Allowance for loan losses | 772,000 | 792,000 | 797,000 | 797,000 |
| Securities available for sale | 6,369,000 | 6,650,000 | 6,614,000 | 6,670,000 |
| Securities held to maturity | 193,000 | 193,000 | 193,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,518,000 | 50,607,000 | 49,588,000 | 50,949,000 |
| Interest-bearing deposits | 42,408,000 | 40,540,000 | 39,648,000 | 40,377,000 |
| Noninterest-bearing deposits | 13,110,000 | 10,067,000 | 9,941,000 | 10,572,000 |
| Equity capital | 4,437,000 | 4,367,000 | 4,465,000 | 4,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 475,000 | 927,000 | 1,365,000 | 1,799,000 |
| Interest expense | 67,000 | 126,000 | 183,000 | 236,000 |
| Net interest income | 408,000 | 801,000 | 1,182,000 | 1,563,000 |
| Noninterest income | 33,000 | 59,000 | 87,000 | 134,000 |
| Noninterest expense | 367,000 | 734,000 | 1,087,000 | 1,588,000 |
| Provision for loan losses | 15,000 | 35,000 | 40,000 | 40,000 |
| Pretax income | 59,000 | 91,000 | 142,000 | 69,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 59,000 | 90,000 | 141,000 | 68,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,407,000 | 4,438,000 | 4,490,000 | 4,415,000 |
| Total capital | 4,859,000 | 4,879,000 | 4,927,000 | 4,856,000 |
| Risk-weighted assets | 35,861,000 | 34,961,000 | 34,592,000 | 34,929,000 |