Call reports 2011
CONCORDE BANK — 2011
What CONCORDE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 50,558,000 | 51,367,000 | 50,353,000 | 53,044,000 |
| Total loans | 30,822,000 | 31,373,000 | 30,519,000 | 30,794,000 |
| Allowance for loan losses | 801,000 | 802,000 | 820,000 | 738,000 |
| Securities available for sale | 7,127,000 | 7,695,000 | 7,866,000 | 8,285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,419,000 | 47,192,000 | 46,121,000 | 48,828,000 |
| Interest-bearing deposits | 39,967,000 | 40,084,000 | 38,967,000 | 38,263,000 |
| Noninterest-bearing deposits | 6,452,000 | 7,108,000 | 7,154,000 | 10,565,000 |
| Equity capital | 3,968,000 | 4,029,000 | 4,082,000 | 4,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 539,000 | 1,071,000 | 1,603,000 | 2,123,000 |
| Interest expense | 119,000 | 224,000 | 323,000 | 411,000 |
| Net interest income | 420,000 | 847,000 | 1,280,000 | 1,712,000 |
| Noninterest income | 37,000 | 52,000 | 93,000 | 131,000 |
| Noninterest expense | 344,000 | 726,000 | 1,116,000 | 1,555,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 90,000 |
| Pretax income | 83,000 | 113,000 | 167,000 | 198,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 82,000 | 112,000 | 166,000 | 197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,899,000 | 3,930,000 | 3,983,000 | 4,016,000 |
| Total capital | 4,332,000 | 4,370,000 | 4,418,000 | 4,458,000 |
| Risk-weighted assets | 34,257,000 | 34,862,000 | 34,401,000 | 35,036,000 |