Call reports 2010
CONCORDE BANK — 2010
What CONCORDE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 47,485,000 | 49,438,000 | 49,666,000 | 52,345,000 |
| Total loans | 35,200,000 | 32,539,000 | 32,367,000 | 31,983,000 |
| Allowance for loan losses | 776,000 | 731,000 | 735,000 | 768,000 |
| Securities available for sale | 5,567,000 | 6,154,000 | 6,521,000 | 6,836,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,449,000 | 45,362,000 | 45,528,000 | 48,287,000 |
| Interest-bearing deposits | 37,927,000 | 39,526,000 | 40,057,000 | 40,963,000 |
| Noninterest-bearing deposits | 5,523,000 | 5,837,000 | 5,470,000 | 7,324,000 |
| Equity capital | 3,819,000 | 3,882,000 | 3,943,000 | 3,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 610,000 | 1,209,000 | 1,787,000 | 2,360,000 |
| Interest expense | 172,000 | 327,000 | 473,000 | 606,000 |
| Net interest income | 438,000 | 882,000 | 1,314,000 | 1,754,000 |
| Noninterest income | 53,000 | 89,000 | 131,000 | 155,000 |
| Noninterest expense | 349,000 | 741,000 | 1,130,000 | 1,568,000 |
| Provision for loan losses | 87,000 | 119,000 | 147,000 | 177,000 |
| Pretax income | 55,000 | 111,000 | 168,000 | 164,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 55,000 | 110,000 | 167,000 | 163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,709,000 | 3,764,000 | 3,821,000 | 3,818,000 |
| Total capital | 4,196,000 | 4,220,000 | 4,256,000 | 4,264,000 |
| Risk-weighted assets | 38,674,000 | 36,234,000 | 35,553,000 | 35,395,000 |