Call reports 2006
CONCORDE BANK — 2006
What CONCORDE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 38,763,000 | 38,942,000 | 40,298,000 | 42,413,000 |
| Total loans | 28,283,000 | 29,062,000 | 30,704,000 | 30,532,000 |
| Allowance for loan losses | 638,000 | 638,000 | 645,000 | 624,000 |
| Securities available for sale | 6,392,000 | 6,261,000 | 6,414,000 | 5,857,000 |
| Securities held to maturity | 68,000 | 68,000 | 68,000 | 68,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,658,000 | 33,239,000 | 34,079,000 | 37,493,000 |
| Interest-bearing deposits | 27,815,000 | 27,797,000 | 28,554,000 | 31,414,000 |
| Noninterest-bearing deposits | 5,843,000 | 5,442,000 | 5,524,000 | 6,079,000 |
| Equity capital | 3,158,000 | 3,168,000 | 3,271,000 | 3,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 590,000 | 1,206,000 | 1,860,000 | 2,542,000 |
| Interest expense | 234,000 | 476,000 | 773,000 | 1,091,000 |
| Net interest income | 356,000 | 730,000 | 1,087,000 | 1,451,000 |
| Noninterest income | 43,000 | 87,000 | 130,000 | 183,000 |
| Noninterest expense | 323,000 | 671,000 | 1,016,000 | 1,382,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 76,000 | 146,000 | 201,000 | 239,000 |
| Income tax | 0 | 0 | 0 | 2,000 |
| Net income | 76,000 | 146,000 | 201,000 | 237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,301,000 | 3,335,000 | 3,380,000 | 3,415,000 |
| Total capital | 3,691,000 | 3,723,000 | 3,794,000 | 3,832,000 |
| Risk-weighted assets | 30,550,000 | 32,547,000 | 32,940,000 | 33,127,000 |