Call reports 2002
CONCORDE BANK — 2002
What CONCORDE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 30,777,000 | 31,041,000 | 30,384,000 | 31,490,000 |
| Total loans | 17,956,000 | 18,730,000 | 19,459,000 | 18,828,000 |
| Allowance for loan losses | 623,000 | 569,000 | 656,000 | 590,000 |
| Securities available for sale | 9,349,000 | 8,985,000 | 7,956,000 | 8,517,000 |
| Securities held to maturity | 512,000 | 512,000 | 512,000 | 412,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,252,000 | 28,003,000 | 26,646,000 | 28,354,000 |
| Interest-bearing deposits | 24,778,000 | 24,279,000 | 24,237,000 | 25,050,000 |
| Noninterest-bearing deposits | 2,474,000 | 3,724,000 | 2,409,000 | 3,304,000 |
| Equity capital | 3,254,000 | 2,775,000 | 2,891,000 | 2,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 495,000 | 982,000 | 1,475,000 | 1,946,000 |
| Interest expense | 228,000 | 440,000 | 644,000 | 832,000 |
| Net interest income | 267,000 | 542,000 | 831,000 | 1,114,000 |
| Noninterest income | 29,000 | 56,000 | 122,000 | 162,000 |
| Noninterest expense | 188,000 | 383,000 | 604,000 | 888,000 |
| Provision for loan losses | 15,000 | 80,000 | 80,000 | 80,000 |
| Pretax income | 93,000 | 135,000 | 269,000 | 308,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 93,000 | 135,000 | 269,000 | 308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,265,000 | 2,664,000 | 2,731,000 | 2,771,000 |
| Total capital | 3,535,000 | 2,939,000 | 3,012,000 | 3,050,000 |
| Risk-weighted assets | 21,248,000 | 21,731,000 | 22,208,000 | 22,018,000 |