Call reports 2001
CONCORDE BANK — 2001
What CONCORDE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 29,348,000 | 28,204,000 | 29,157,000 | 30,547,000 |
| Total loans | 19,464,000 | 19,532,000 | 19,078,000 | 18,936,000 |
| Allowance for loan losses | 561,000 | 582,000 | 609,000 | 606,000 |
| Securities available for sale | 5,686,000 | 5,719,000 | 6,677,000 | 8,161,000 |
| Securities held to maturity | 1,143,000 | 1,142,000 | 1,042,000 | 717,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,855,000 | 24,648,000 | 25,453,000 | 26,980,000 |
| Interest-bearing deposits | 22,439,000 | 22,293,000 | 22,929,000 | 23,987,000 |
| Noninterest-bearing deposits | 3,416,000 | 2,355,000 | 2,524,000 | 2,993,000 |
| Equity capital | 3,167,000 | 3,220,000 | 3,335,000 | 3,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 587,000 | 1,158,000 | 1,710,000 | 2,221,000 |
| Interest expense | 298,000 | 588,000 | 866,000 | 1,124,000 |
| Net interest income | 289,000 | 570,000 | 844,000 | 1,097,000 |
| Noninterest income | 26,000 | 64,000 | 87,000 | 124,000 |
| Noninterest expense | 179,000 | 355,000 | 541,000 | 839,000 |
| Provision for loan losses | 10,000 | 25,000 | 40,000 | 40,000 |
| Pretax income | 111,000 | 239,000 | 335,000 | 292,000 |
| Income tax | 9,000 | -3,000 | -3,000 | -3,000 |
| Net income | 102,000 | 242,000 | 338,000 | 295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,123,000 | 3,169,000 | 3,211,000 | 3,172,000 |
| Total capital | 3,396,000 | 3,445,000 | 3,487,000 | 3,449,000 |
| Risk-weighted assets | 21,566,000 | 21,862,000 | 21,873,000 | 21,922,000 |