Call reports 2025
FIRST MONTANA BANK, INC. — 2025
What FIRST MONTANA BANK, INC. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 562,753,000 | 551,675,000 | 562,903,000 | 564,385,000 |
| Total loans | 328,069,000 | 332,109,000 | 328,141,000 | 323,319,000 |
| Allowance for loan losses | 3,403,000 | 3,371,000 | 3,392,000 | 3,350,000 |
| Securities available for sale | 23,628,000 | 20,706,000 | 23,581,000 | 28,560,000 |
| Securities held to maturity | 143,467,000 | 140,700,000 | 138,298,000 | 136,316,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 437,519,000 | 435,416,000 | 446,855,000 | 446,483,000 |
| Interest-bearing deposits | 316,268,000 | 316,059,000 | 314,200,000 | 315,733,000 |
| Noninterest-bearing deposits | 121,251,000 | 119,357,000 | 132,655,000 | 130,750,000 |
| Equity capital | 48,769,000 | 49,042,000 | 50,028,000 | 51,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,311,000 | 12,861,000 | 19,435,000 | 26,156,000 |
| Interest expense | 2,208,000 | 4,350,000 | 6,518,000 | 8,645,000 |
| Net interest income | 4,103,000 | 8,511,000 | 12,917,000 | 17,511,000 |
| Noninterest income | 522,000 | 1,074,000 | 1,649,000 | 2,217,000 |
| Noninterest expense | 3,079,000 | 6,465,000 | 9,995,000 | 13,485,000 |
| Provision for loan losses | 35,000 | 39,000 | 45,000 | 48,000 |
| Pretax income | 1,512,000 | 3,082,000 | 4,527,000 | 6,196,000 |
| Income tax | 523,000 | 911,000 | 1,264,000 | 1,677,000 |
| Net income | 989,000 | 2,171,000 | 3,263,000 | 4,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,173,000 | 51,456,000 | 52,165,000 | 53,222,000 |
| Total capital | 54,672,000 | 54,923,000 | 55,653,000 | 56,668,000 |
| Risk-weighted assets | 341,967,000 | 348,060,000 | 345,231,000 | 345,405,000 |