Call reports 2024
FIRST MONTANA BANK, INC. — 2024
What FIRST MONTANA BANK, INC. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 581,902,000 | 564,198,000 | 586,247,000 | 565,711,000 |
| Total loans | 347,747,000 | 350,733,000 | 344,506,000 | 336,711,000 |
| Allowance for loan losses | 3,369,000 | 3,429,000 | 3,441,000 | 3,370,000 |
| Securities available for sale | 19,892,000 | 22,834,000 | 25,752,000 | 25,205,000 |
| Securities held to maturity | 155,484,000 | 152,769,000 | 150,349,000 | 145,689,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 421,057,000 | 426,742,000 | 430,387,000 | 427,508,000 |
| Interest-bearing deposits | 290,600,000 | 295,514,000 | 302,787,000 | 300,999,000 |
| Noninterest-bearing deposits | 130,457,000 | 131,228,000 | 127,600,000 | 126,509,000 |
| Equity capital | 44,303,000 | 44,890,000 | 46,108,000 | 48,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,055,000 | 12,441,000 | 18,933,000 | 25,568,000 |
| Interest expense | 2,301,000 | 4,694,000 | 7,102,000 | 9,439,000 |
| Net interest income | 3,754,000 | 7,747,000 | 11,831,000 | 16,129,000 |
| Noninterest income | 635,000 | 1,240,000 | 2,061,000 | 5,208,000 |
| Noninterest expense | 3,344,000 | 6,495,000 | 9,760,000 | 13,572,000 |
| Provision for loan losses | 136,000 | 246,000 | 279,000 | 374,000 |
| Pretax income | 909,000 | 2,334,000 | 3,941,000 | 7,479,000 |
| Income tax | 216,000 | 432,000 | 833,000 | 1,741,000 |
| Net income | 693,000 | 1,902,000 | 3,108,000 | 5,738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,751,000 | 47,318,000 | 48,321,000 | 50,568,000 |
| Total capital | 50,262,000 | 50,843,000 | 51,858,000 | 54,034,000 |
| Risk-weighted assets | 370,126,000 | 367,921,000 | 376,217,000 | 354,537,000 |