Call reports 2023
FIRST MONTANA BANK, INC. — 2023
What FIRST MONTANA BANK, INC. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 531,509,000 | 567,131,000 | 563,609,000 | 574,090,000 |
| Total loans | 315,329,000 | 331,138,000 | 331,392,000 | 339,572,000 |
| Allowance for loan losses | 3,021,000 | 3,071,000 | 3,124,000 | 3,230,000 |
| Securities available for sale | 7,076,000 | 6,851,000 | 7,453,000 | 10,293,000 |
| Securities held to maturity | 174,237,000 | 169,726,000 | 167,004,000 | 165,048,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 449,241,000 | 424,773,000 | 433,965,000 | 419,774,000 |
| Interest-bearing deposits | 323,038,000 | 277,492,000 | 288,811,000 | 288,475,000 |
| Noninterest-bearing deposits | 126,203,000 | 147,281,000 | 145,154,000 | 131,299,000 |
| Equity capital | 43,092,000 | 43,028,000 | 43,265,000 | 44,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,046,000 | 10,499,000 | 16,226,000 | 22,130,000 |
| Interest expense | 614,000 | 1,993,000 | 3,781,000 | 5,915,000 |
| Net interest income | 4,432,000 | 8,506,000 | 12,445,000 | 16,215,000 |
| Noninterest income | 1,807,000 | 2,272,000 | 2,876,000 | 3,640,000 |
| Noninterest expense | 3,425,000 | 6,609,000 | 9,997,000 | 13,497,000 |
| Provision for loan losses | 36,000 | 63,000 | 131,000 | 478,000 |
| Pretax income | 2,778,000 | 4,106,000 | 5,193,000 | 5,880,000 |
| Income tax | 439,000 | 813,000 | 1,076,000 | 1,247,000 |
| Net income | 2,339,000 | 3,293,000 | 4,117,000 | 4,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,794,000 | 45,845,000 | 46,299,000 | 46,445,000 |
| Total capital | 49,067,000 | 49,099,000 | 49,607,000 | 49,859,000 |
| Risk-weighted assets | 346,876,000 | 360,706,000 | 359,896,000 | 367,904,000 |