Call reports 2022
FIRST MONTANA BANK, INC. — 2022
What FIRST MONTANA BANK, INC. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 496,779,000 | 509,403,000 | 531,313,000 | 532,083,000 |
| Total loans | 276,746,000 | 294,483,000 | 301,512,000 | 305,602,000 |
| Allowance for loan losses | 2,784,000 | 2,774,000 | 2,826,000 | 2,860,000 |
| Securities available for sale | 7,786,000 | 7,007,000 | 6,545,000 | 6,910,000 |
| Securities held to maturity | 172,739,000 | 173,487,000 | 174,807,000 | 176,976,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 439,617,000 | 444,124,000 | 472,838,000 | 444,977,000 |
| Interest-bearing deposits | 269,313,000 | 279,706,000 | 301,150,000 | 282,446,000 |
| Noninterest-bearing deposits | 170,304,000 | 164,418,000 | 171,688,000 | 162,531,000 |
| Equity capital | 39,544,000 | 39,712,000 | 40,659,000 | 41,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,995,000 | 8,377,000 | 12,956,000 | 17,825,000 |
| Interest expense | 126,000 | 260,000 | 392,000 | 601,000 |
| Net interest income | 3,869,000 | 8,117,000 | 12,564,000 | 17,224,000 |
| Noninterest income | 631,000 | 1,370,000 | 2,443,000 | 2,974,000 |
| Noninterest expense | 3,032,000 | 6,101,000 | 9,419,000 | 13,616,000 |
| Provision for loan losses | -22,000 | 47,000 | 145,000 | 209,000 |
| Pretax income | 1,490,000 | 3,339,000 | 5,443,000 | 6,373,000 |
| Income tax | 371,000 | 836,000 | 1,340,000 | 1,564,000 |
| Net income | 1,119,000 | 2,503,000 | 4,103,000 | 4,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,036,000 | 42,671,000 | 43,919,000 | 44,163,000 |
| Total capital | 44,874,000 | 45,499,000 | 46,799,000 | 47,077,000 |
| Risk-weighted assets | 307,459,000 | 328,887,000 | 331,097,000 | 337,338,000 |