Call reports 2021
FIRST MONTANA BANK, INC. — 2021
What FIRST MONTANA BANK, INC. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 435,499,000 | 456,453,000 | 488,076,000 | 483,525,000 |
| Total loans | 260,393,000 | 281,419,000 | 270,733,000 | 274,057,000 |
| Allowance for loan losses | 2,633,000 | 2,681,000 | 2,790,000 | 2,792,000 |
| Securities available for sale | 95,326,000 | 110,316,000 | 141,159,000 | 174,789,000 |
| Securities held to maturity | 8,943,000 | 6,394,000 | 5,613,000 | 5,111,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,292,000 | 406,583,000 | 432,198,000 | 428,775,000 |
| Interest-bearing deposits | 242,822,000 | 254,839,000 | 262,735,000 | 260,655,000 |
| Noninterest-bearing deposits | 137,470,000 | 151,744,000 | 169,463,000 | 168,120,000 |
| Equity capital | 36,809,000 | 36,515,000 | 37,566,000 | 36,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,437,000 | 7,052,000 | 11,058,000 | 15,234,000 |
| Interest expense | 162,000 | 313,000 | 454,000 | 582,000 |
| Net interest income | 3,275,000 | 6,739,000 | 10,604,000 | 14,652,000 |
| Noninterest income | 580,000 | 1,108,000 | 2,105,000 | 2,719,000 |
| Noninterest expense | 2,796,000 | 5,585,000 | 8,566,000 | 12,644,000 |
| Provision for loan losses | 64,000 | 98,000 | 163,000 | 165,000 |
| Pretax income | 1,012,000 | 2,189,000 | 4,006,000 | 4,588,000 |
| Income tax | 258,000 | 558,000 | 1,018,000 | 1,157,000 |
| Net income | 754,000 | 1,631,000 | 2,988,000 | 3,431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,997,000 | 36,237,000 | 37,392,000 | 37,634,000 |
| Total capital | 38,782,000 | 39,070,000 | 40,334,000 | 40,578,000 |
| Risk-weighted assets | 270,476,000 | 291,046,000 | 292,207,000 | 297,848,000 |