Call reports 2020
FIRST MONTANA BANK, INC. — 2020
What FIRST MONTANA BANK, INC. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 323,925,000 | 363,526,000 | 398,353,000 | 397,729,000 |
| Total loans | 248,974,000 | 266,828,000 | 268,906,000 | 263,715,000 |
| Allowance for loan losses | 2,577,000 | 2,495,000 | 2,521,000 | 2,673,000 |
| Securities available for sale | 28,212,000 | 29,721,000 | 57,237,000 | 79,252,000 |
| Securities held to maturity | 13,976,000 | 12,697,000 | 11,234,000 | 10,012,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,149,000 | 302,568,000 | 336,659,000 | 344,078,000 |
| Interest-bearing deposits | 183,049,000 | 199,129,000 | 208,625,000 | 225,445,000 |
| Noninterest-bearing deposits | 84,100,000 | 103,439,000 | 128,034,000 | 118,633,000 |
| Equity capital | 35,174,000 | 35,911,000 | 36,384,000 | 36,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,461,000 | 7,099,000 | 10,804,000 | 14,648,000 |
| Interest expense | 208,000 | 384,000 | 566,000 | 733,000 |
| Net interest income | 3,253,000 | 6,715,000 | 10,238,000 | 13,915,000 |
| Noninterest income | 584,000 | 1,186,000 | 1,888,000 | 2,648,000 |
| Noninterest expense | 2,831,000 | 5,645,000 | 8,572,000 | 11,604,000 |
| Provision for loan losses | 41,000 | 131,000 | 224,000 | 379,000 |
| Pretax income | 965,000 | 2,125,000 | 3,330,000 | 4,580,000 |
| Income tax | 163,000 | 434,000 | 725,000 | 991,000 |
| Net income | 802,000 | 1,691,000 | 2,605,000 | 3,589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,207,000 | 34,426,000 | 35,002,000 | 35,664,000 |
| Total capital | 36,936,000 | 37,073,000 | 37,675,000 | 38,489,000 |
| Risk-weighted assets | 273,523,000 | 258,799,000 | 263,987,000 | 270,768,000 |