Call reports 2019
FIRST MONTANA BANK, INC. — 2019
What FIRST MONTANA BANK, INC. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 309,395,000 | 313,211,000 | 316,466,000 | 322,982,000 |
| Total loans | 239,714,000 | 240,755,000 | 245,042,000 | 250,946,000 |
| Allowance for loan losses | 2,317,000 | 2,400,000 | 2,339,000 | 2,566,000 |
| Securities available for sale | 26,469,000 | 26,560,000 | 28,258,000 | 27,797,000 |
| Securities held to maturity | 17,809,000 | 16,791,000 | 15,853,000 | 14,904,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,349,000 | 247,161,000 | 257,985,000 | 262,242,000 |
| Interest-bearing deposits | 185,931,000 | 168,234,000 | 174,284,000 | 179,097,000 |
| Noninterest-bearing deposits | 76,418,000 | 78,927,000 | 83,701,000 | 83,145,000 |
| Equity capital | 33,670,000 | 34,177,000 | 34,684,000 | 34,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,455,000 | 7,033,000 | 10,653,000 | 14,333,000 |
| Interest expense | 230,000 | 506,000 | 735,000 | 951,000 |
| Net interest income | 3,225,000 | 6,527,000 | 9,918,000 | 13,382,000 |
| Noninterest income | 482,000 | 1,059,000 | 1,680,000 | 2,260,000 |
| Noninterest expense | 2,542,000 | 5,126,000 | 7,865,000 | 10,736,000 |
| Provision for loan losses | 49,000 | 134,000 | 234,000 | 551,000 |
| Pretax income | 1,116,000 | 2,326,000 | 3,499,000 | 4,355,000 |
| Income tax | 306,000 | 627,000 | 968,000 | 1,134,000 |
| Net income | 810,000 | 1,699,000 | 2,531,000 | 3,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,739,000 | 32,969,000 | 33,494,000 | 33,828,000 |
| Total capital | 35,208,000 | 35,521,000 | 35,985,000 | 36,546,000 |
| Risk-weighted assets | 262,324,000 | 264,339,000 | 263,013,000 | 271,636,000 |