Call reports 2018
FIRST MONTANA BANK, INC. — 2018
What FIRST MONTANA BANK, INC. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 297,682,000 | 302,951,000 | 308,555,000 | 308,281,000 |
| Total loans | 215,566,000 | 223,329,000 | 233,377,000 | 234,252,000 |
| Allowance for loan losses | 2,279,000 | 2,238,000 | 2,289,000 | 2,333,000 |
| Securities available for sale | 32,239,000 | 30,132,000 | 28,392,000 | 27,402,000 |
| Securities held to maturity | 21,930,000 | 20,599,000 | 19,493,000 | 18,611,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,581,000 | 248,313,000 | 252,308,000 | 250,707,000 |
| Interest-bearing deposits | 176,186,000 | 173,494,000 | 173,376,000 | 171,368,000 |
| Noninterest-bearing deposits | 73,395,000 | 74,819,000 | 78,932,000 | 79,339,000 |
| Equity capital | 31,868,000 | 31,830,000 | 32,220,000 | 32,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,027,000 | 6,255,000 | 9,681,000 | 13,216,000 |
| Interest expense | 108,000 | 254,000 | 441,000 | 618,000 |
| Net interest income | 2,919,000 | 6,001,000 | 9,240,000 | 12,598,000 |
| Noninterest income | 557,000 | 1,066,000 | 1,617,000 | 2,225,000 |
| Noninterest expense | 2,648,000 | 5,190,000 | 7,788,000 | 10,614,000 |
| Provision for loan losses | 0 | 0 | 90,000 | 127,000 |
| Pretax income | 828,000 | 1,877,000 | 2,979,000 | 4,082,000 |
| Income tax | 208,000 | 492,000 | 785,000 | 1,079,000 |
| Net income | 620,000 | 1,385,000 | 2,194,000 | 3,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,134,000 | 31,233,000 | 31,801,000 | 32,338,000 |
| Total capital | 33,532,000 | 33,590,000 | 34,209,000 | 34,823,000 |
| Risk-weighted assets | 240,451,000 | 244,382,000 | 253,358,000 | 257,763,000 |