Call reports 2017
FIRST MONTANA BANK, INC. — 2017
What FIRST MONTANA BANK, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 292,728,000 | 288,671,000 | 300,375,000 | 302,091,000 |
| Total loans | 217,311,000 | 214,615,000 | 213,939,000 | 216,270,000 |
| Allowance for loan losses | 2,508,000 | 2,367,000 | 2,361,000 | 2,320,000 |
| Securities available for sale | 21,393,000 | 20,058,000 | 34,527,000 | 34,334,000 |
| Securities held to maturity | 27,626,000 | 26,171,000 | 24,726,000 | 23,302,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,033,000 | 239,650,000 | 251,559,000 | 248,861,000 |
| Interest-bearing deposits | 174,862,000 | 169,567,000 | 176,709,000 | 175,093,000 |
| Noninterest-bearing deposits | 68,171,000 | 70,083,000 | 74,850,000 | 73,768,000 |
| Equity capital | 31,792,000 | 31,850,000 | 32,045,000 | 31,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,939,000 | 5,928,000 | 8,954,000 | 12,037,000 |
| Interest expense | 98,000 | 197,000 | 287,000 | 382,000 |
| Net interest income | 2,841,000 | 5,731,000 | 8,667,000 | 11,655,000 |
| Noninterest income | 435,000 | 992,000 | 1,493,000 | 2,041,000 |
| Noninterest expense | 2,375,000 | 4,704,000 | 7,174,000 | 9,562,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 901,000 | 2,019,000 | 2,986,000 | 4,145,000 |
| Income tax | 331,000 | 741,000 | 1,111,000 | 2,094,000 |
| Net income | 570,000 | 1,278,000 | 1,875,000 | 2,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,854,000 | 30,888,000 | 31,192,000 | 30,985,000 |
| Total capital | 33,481,000 | 33,374,000 | 33,672,000 | 33,424,000 |
| Risk-weighted assets | 242,242,000 | 238,023,000 | 237,086,000 | 238,780,000 |