Call reports 2016
FIRST MONTANA BANK, INC. — 2016
What FIRST MONTANA BANK, INC. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 289,418,000 | 293,619,000 | 300,434,000 | 297,211,000 |
| Total loans | 208,242,000 | 215,525,000 | 215,712,000 | 219,020,000 |
| Allowance for loan losses | 2,435,000 | 2,497,000 | 2,552,000 | 2,546,000 |
| Securities available for sale | 16,462,000 | 15,086,000 | 19,252,000 | 22,458,000 |
| Securities held to maturity | 37,493,000 | 34,824,000 | 32,024,000 | 29,429,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,693,000 | 238,820,000 | 252,412,000 | 243,570,000 |
| Interest-bearing deposits | 177,181,000 | 174,975,000 | 182,180,000 | 177,399,000 |
| Noninterest-bearing deposits | 60,512,000 | 63,845,000 | 70,232,000 | 66,171,000 |
| Equity capital | 31,721,000 | 30,947,000 | 31,259,000 | 31,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,876,000 | 5,784,000 | 8,817,000 | 11,926,000 |
| Interest expense | 103,000 | 207,000 | 303,000 | 396,000 |
| Net interest income | 2,773,000 | 5,577,000 | 8,514,000 | 11,530,000 |
| Noninterest income | 422,000 | 1,286,000 | 1,666,000 | 2,164,000 |
| Noninterest expense | 2,517,000 | 4,862,000 | 7,308,000 | 9,785,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 678,000 | 2,001,000 | 2,881,000 | 3,919,000 |
| Income tax | 242,000 | 733,000 | 1,030,000 | 1,390,000 |
| Net income | 436,000 | 1,268,000 | 1,851,000 | 2,529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,618,000 | 29,833,000 | 30,157,000 | 30,680,000 |
| Total capital | 33,166,000 | 32,443,000 | 32,822,000 | 33,345,000 |
| Risk-weighted assets | 237,041,000 | 242,281,000 | 240,587,000 | 242,111,000 |