Call reports 2015
FIRST MONTANA BANK, INC. — 2015
What FIRST MONTANA BANK, INC. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 284,483,000 | 295,996,000 | 290,355,000 | 291,923,000 |
| Total loans | 186,235,000 | 201,441,000 | 202,370,000 | 206,942,000 |
| Allowance for loan losses | 2,766,000 | 2,702,000 | 2,691,000 | 2,521,000 |
| Securities available for sale | 22,768,000 | 20,764,000 | 19,090,000 | 17,630,000 |
| Securities held to maturity | 48,173,000 | 44,952,000 | 42,044,000 | 39,608,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,134,000 | 229,246,000 | 241,187,000 | 236,088,000 |
| Interest-bearing deposits | 177,069,000 | 176,315,000 | 178,624,000 | 175,982,000 |
| Noninterest-bearing deposits | 57,065,000 | 52,931,000 | 62,563,000 | 60,106,000 |
| Equity capital | 30,814,000 | 30,881,000 | 31,211,000 | 31,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,707,000 | 5,554,000 | 8,507,000 | 11,478,000 |
| Interest expense | 141,000 | 277,000 | 387,000 | 489,000 |
| Net interest income | 2,566,000 | 5,277,000 | 8,120,000 | 10,989,000 |
| Noninterest income | 543,000 | 1,143,000 | 1,709,000 | 2,232,000 |
| Noninterest expense | 2,270,000 | 4,612,000 | 7,095,000 | 9,461,000 |
| Provision for loan losses | 0 | 0 | 60,000 | 99,000 |
| Pretax income | 839,000 | 1,808,000 | 2,674,000 | 3,661,000 |
| Income tax | 276,000 | 619,000 | 960,000 | 1,327,000 |
| Net income | 563,000 | 1,189,000 | 1,714,000 | 2,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,642,000 | 29,802,000 | 30,086,000 | 30,567,000 |
| Total capital | 32,404,000 | 32,696,000 | 32,929,000 | 33,201,000 |
| Risk-weighted assets | 220,790,000 | 235,172,000 | 232,510,000 | 235,642,000 |