Call reports 2014
FIRST MONTANA BANK, INC. — 2014
What FIRST MONTANA BANK, INC. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 282,107,000 | 281,863,000 | 286,957,000 | 284,865,000 |
| Total loans | 175,756,000 | 178,973,000 | 178,873,000 | 180,952,000 |
| Allowance for loan losses | 2,556,000 | 2,498,000 | 2,822,000 | 2,809,000 |
| Securities available for sale | 16,453,000 | 16,765,000 | 25,720,000 | 24,192,000 |
| Securities held to maturity | 60,685,000 | 57,497,000 | 54,277,000 | 51,086,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,204,000 | 233,401,000 | 238,519,000 | 232,472,000 |
| Interest-bearing deposits | 182,469,000 | 177,380,000 | 178,640,000 | 175,934,000 |
| Noninterest-bearing deposits | 51,735,000 | 56,021,000 | 59,879,000 | 56,538,000 |
| Equity capital | 30,118,000 | 29,978,000 | 30,082,000 | 30,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,709,000 | 5,474,000 | 8,232,000 | 11,062,000 |
| Interest expense | 165,000 | 317,000 | 464,000 | 606,000 |
| Net interest income | 2,544,000 | 5,157,000 | 7,768,000 | 10,456,000 |
| Noninterest income | 472,000 | 975,000 | 1,527,000 | 2,119,000 |
| Noninterest expense | 2,257,000 | 4,479,000 | 6,811,000 | 9,169,000 |
| Provision for loan losses | 0 | 0 | 236,000 | 311,000 |
| Pretax income | 759,000 | 1,653,000 | 2,248,000 | 3,095,000 |
| Income tax | 278,000 | 593,000 | 825,000 | 1,095,000 |
| Net income | 481,000 | 1,060,000 | 1,423,000 | 2,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,859,000 | 28,743,000 | 28,982,000 | 29,434,000 |
| Total capital | 31,324,000 | 31,251,000 | 31,511,000 | 31,985,000 |
| Risk-weighted assets | 196,869,000 | 200,354,000 | 201,844,000 | 203,638,000 |