Call reports 2013
FIRST MONTANA BANK, INC. — 2013
What FIRST MONTANA BANK, INC. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 292,501,000 | 288,356,000 | 289,500,000 | 285,460,000 |
| Total loans | 170,839,000 | 171,108,000 | 174,544,000 | 175,132,000 |
| Allowance for loan losses | 3,289,000 | 3,264,000 | 3,287,000 | 2,481,000 |
| Securities available for sale | 90,240,000 | 14,067,000 | 19,543,000 | 17,903,000 |
| Securities held to maturity | 201,000 | 70,617,000 | 66,496,000 | 63,481,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,249,000 | 239,256,000 | 238,771,000 | 228,980,000 |
| Interest-bearing deposits | 195,556,000 | 192,067,000 | 184,355,000 | 179,836,000 |
| Noninterest-bearing deposits | 48,693,000 | 47,189,000 | 54,416,000 | 49,144,000 |
| Equity capital | 29,780,000 | 29,391,000 | 29,855,000 | 30,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,829,000 | 5,622,000 | 8,487,000 | 11,299,000 |
| Interest expense | 248,000 | 452,000 | 636,000 | 810,000 |
| Net interest income | 2,581,000 | 5,170,000 | 7,851,000 | 10,489,000 |
| Noninterest income | 480,000 | 980,000 | 1,508,000 | 1,885,000 |
| Noninterest expense | 2,319,000 | 4,618,000 | 6,977,000 | 9,385,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 742,000 | 1,532,000 | 2,382,000 | 2,989,000 |
| Income tax | 272,000 | 544,000 | 846,000 | 1,059,000 |
| Net income | 470,000 | 988,000 | 1,536,000 | 1,930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,031,000 | 27,930,000 | 28,478,000 | 28,721,000 |
| Total capital | 30,450,000 | 30,338,000 | 30,938,000 | 31,181,000 |
| Risk-weighted assets | 192,365,000 | 191,516,000 | 195,711,000 | 196,553,000 |