Call reports 2012
FIRST MONTANA BANK, INC. — 2012
What FIRST MONTANA BANK, INC. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 293,907,000 | 285,182,000 | 291,612,000 | 294,371,000 |
| Total loans | 176,127,000 | 173,146,000 | 169,088,000 | 170,964,000 |
| Allowance for loan losses | 3,696,000 | 3,604,000 | 3,355,000 | 3,301,000 |
| Securities available for sale | 87,091,000 | 81,325,000 | 90,704,000 | 94,035,000 |
| Securities held to maturity | 364,000 | 312,000 | 268,000 | 230,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,188,000 | 236,809,000 | 242,179,000 | 237,885,000 |
| Interest-bearing deposits | 200,436,000 | 193,881,000 | 194,868,000 | 190,086,000 |
| Noninterest-bearing deposits | 42,752,000 | 42,928,000 | 47,311,000 | 47,799,000 |
| Equity capital | 29,287,000 | 29,432,000 | 29,728,000 | 29,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,189,000 | 6,357,000 | 9,417,000 | 12,407,000 |
| Interest expense | 391,000 | 747,000 | 1,067,000 | 1,347,000 |
| Net interest income | 2,798,000 | 5,610,000 | 8,350,000 | 11,060,000 |
| Noninterest income | 555,000 | 1,006,000 | 1,513,000 | 1,950,000 |
| Noninterest expense | 2,288,000 | 4,596,000 | 6,938,000 | 9,295,000 |
| Provision for loan losses | 225,000 | 450,000 | 525,000 | 525,000 |
| Pretax income | 840,000 | 1,570,000 | 2,400,000 | 3,190,000 |
| Income tax | 289,000 | 564,000 | 864,000 | 1,141,000 |
| Net income | 551,000 | 1,006,000 | 1,536,000 | 2,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,924,000 | 27,129,000 | 27,429,000 | 27,811,000 |
| Total capital | 29,322,000 | 29,482,000 | 29,783,000 | 30,204,000 |
| Risk-weighted assets | 190,303,000 | 186,747,000 | 187,045,000 | 190,296,000 |