Call reports 2011
FIRST MONTANA BANK, INC. — 2011
What FIRST MONTANA BANK, INC. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 297,904,000 | 294,546,000 | 297,778,000 | 295,700,000 |
| Total loans | 186,666,000 | 186,357,000 | 184,293,000 | 180,930,000 |
| Allowance for loan losses | 3,782,000 | 3,702,000 | 3,571,000 | 3,386,000 |
| Securities available for sale | 84,020,000 | 82,527,000 | 80,677,000 | 85,555,000 |
| Securities held to maturity | 677,000 | 562,000 | 495,000 | 429,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,588,000 | 239,141,000 | 249,906,000 | 243,246,000 |
| Interest-bearing deposits | 204,705,000 | 199,181,000 | 203,896,000 | 202,559,000 |
| Noninterest-bearing deposits | 43,883,000 | 39,960,000 | 46,010,000 | 40,687,000 |
| Equity capital | 26,091,000 | 27,041,000 | 27,426,000 | 28,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,608,000 | 7,266,000 | 10,806,000 | 14,214,000 |
| Interest expense | 635,000 | 1,191,000 | 1,687,000 | 2,120,000 |
| Net interest income | 2,973,000 | 6,075,000 | 9,119,000 | 12,094,000 |
| Noninterest income | 374,000 | 857,000 | 1,364,000 | 1,754,000 |
| Noninterest expense | 2,454,000 | 5,063,000 | 7,558,000 | 10,297,000 |
| Provision for loan losses | 1,151,000 | 1,376,000 | 1,601,000 | 2,012,000 |
| Pretax income | -258,000 | 493,000 | 1,394,000 | 1,609,000 |
| Income tax | -177,000 | 136,000 | 454,000 | 525,000 |
| Net income | -81,000 | 357,000 | 940,000 | 1,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,269,000 | 24,708,000 | 25,161,000 | 26,515,000 |
| Total capital | 26,767,000 | 27,207,000 | 27,621,000 | 28,946,000 |
| Risk-weighted assets | 198,255,000 | 198,481,000 | 195,464,000 | 193,261,000 |