Call reports 2010
FIRST MONTANA BANK, INC. — 2010
What FIRST MONTANA BANK, INC. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 296,324,000 | 293,163,000 | 303,522,000 | 305,300,000 |
| Total loans | 199,926,000 | 199,946,000 | 196,928,000 | 194,370,000 |
| Allowance for loan losses | 3,140,000 | 3,336,000 | 3,400,000 | 3,760,000 |
| Securities available for sale | 67,321,000 | 66,771,000 | 78,519,000 | 85,452,000 |
| Securities held to maturity | 1,257,000 | 1,130,000 | 970,000 | 851,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,565,000 | 248,027,000 | 252,523,000 | 251,729,000 |
| Interest-bearing deposits | 210,615,000 | 207,791,000 | 208,247,000 | 211,695,000 |
| Noninterest-bearing deposits | 41,950,000 | 40,236,000 | 44,276,000 | 40,034,000 |
| Equity capital | 25,489,000 | 26,177,000 | 26,761,000 | 26,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,748,000 | 7,641,000 | 11,485,000 | 15,368,000 |
| Interest expense | 819,000 | 1,622,000 | 2,432,000 | 3,194,000 |
| Net interest income | 2,929,000 | 6,019,000 | 9,053,000 | 12,174,000 |
| Noninterest income | 541,000 | 1,205,000 | 1,821,000 | 2,368,000 |
| Noninterest expense | 2,651,000 | 5,354,000 | 7,791,000 | 10,403,000 |
| Provision for loan losses | 100,000 | 250,000 | 400,000 | 980,000 |
| Pretax income | 719,000 | 1,620,000 | 2,683,000 | 3,159,000 |
| Income tax | 264,000 | 634,000 | 1,028,000 | 1,184,000 |
| Net income | 455,000 | 986,000 | 1,655,000 | 1,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,846,000 | 23,982,000 | 24,490,000 | 24,650,000 |
| Total capital | 26,544,000 | 26,682,000 | 27,137,000 | 27,235,000 |
| Risk-weighted assets | 215,161,000 | 215,109,000 | 210,705,000 | 205,326,000 |