Call reports 2009
FIRST MONTANA BANK, INC. — 2009
What FIRST MONTANA BANK, INC. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 281,155,000 | 279,866,000 | 285,326,000 | 286,443,000 |
| Total loans | 219,711,000 | 216,786,000 | 208,856,000 | 204,243,000 |
| Allowance for loan losses | 2,327,000 | 2,623,000 | 2,817,000 | 2,946,000 |
| Securities available for sale | 30,404,000 | 30,928,000 | 48,312,000 | 52,357,000 |
| Securities held to maturity | 2,142,000 | 1,861,000 | 1,591,000 | 1,417,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,844,000 | 237,673,000 | 236,265,000 | 241,260,000 |
| Interest-bearing deposits | 196,785,000 | 194,780,000 | 192,762,000 | 199,867,000 |
| Noninterest-bearing deposits | 42,059,000 | 42,893,000 | 43,503,000 | 41,393,000 |
| Equity capital | 24,972,000 | 25,086,000 | 25,083,000 | 25,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,183,000 | 8,361,000 | 12,376,000 | 16,261,000 |
| Interest expense | 1,022,000 | 2,008,000 | 2,901,000 | 3,729,000 |
| Net interest income | 3,161,000 | 6,353,000 | 9,475,000 | 12,532,000 |
| Noninterest income | 665,000 | 1,389,000 | 1,751,000 | 2,379,000 |
| Noninterest expense | 3,052,000 | 5,578,000 | 8,325,000 | 10,956,000 |
| Provision for loan losses | 120,000 | 806,000 | 1,206,000 | 1,806,000 |
| Pretax income | 654,000 | 1,358,000 | 1,695,000 | 2,149,000 |
| Income tax | 240,000 | 534,000 | 634,000 | 773,000 |
| Net income | 414,000 | 824,000 | 1,061,000 | 1,376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,362,000 | 23,526,000 | 23,407,000 | 23,476,000 |
| Total capital | 26,051,000 | 26,371,000 | 26,150,000 | 26,185,000 |
| Risk-weighted assets | 231,917,000 | 227,582,000 | 219,134,000 | 216,233,000 |