Call reports 2008
FIRST MONTANA BANK, INC. — 2008
What FIRST MONTANA BANK, INC. reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 273,862,000 | 283,914,000 | 283,948,000 | 285,657,000 |
| Total loans | 209,769,000 | 220,776,000 | 225,046,000 | 224,657,000 |
| Allowance for loan losses | 2,455,000 | 2,457,000 | 2,445,000 | 2,915,000 |
| Securities available for sale | 28,758,000 | 28,339,000 | 27,234,000 | 30,834,000 |
| Securities held to maturity | 3,357,000 | 2,827,000 | 2,592,000 | 2,385,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,506,000 | 226,766,000 | 233,120,000 | 233,865,000 |
| Interest-bearing deposits | 182,643,000 | 181,848,000 | 185,318,000 | 191,155,000 |
| Noninterest-bearing deposits | 47,863,000 | 44,918,000 | 47,802,000 | 42,710,000 |
| Equity capital | 24,924,000 | 24,777,000 | 24,761,000 | 24,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,419,000 | 8,912,000 | 13,481,000 | 17,835,000 |
| Interest expense | 1,321,000 | 2,550,000 | 3,767,000 | 4,866,000 |
| Net interest income | 3,098,000 | 6,362,000 | 9,714,000 | 12,969,000 |
| Noninterest income | 955,000 | 1,843,000 | 2,566,000 | 3,306,000 |
| Noninterest expense | 3,500,000 | 6,761,000 | 9,927,000 | 13,141,000 |
| Provision for loan losses | 0 | 0 | 0 | 560,000 |
| Pretax income | 594,000 | 1,504,000 | 2,418,000 | 2,639,000 |
| Income tax | 16,000 | 278,000 | 854,000 | 946,000 |
| Net income | 578,000 | 1,226,000 | 1,564,000 | 1,693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,019,000 | 23,361,000 | 23,417,000 | 23,259,000 |
| Total capital | 25,836,000 | 26,180,000 | 26,224,000 | 26,238,000 |
| Risk-weighted assets | 231,269,000 | 239,456,000 | 239,624,000 | 238,019,000 |