Call reports 2007
FIRST MONTANA BANK, INC. — 2007
What FIRST MONTANA BANK, INC. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 260,597,000 | 265,317,000 | 271,297,000 | 271,629,000 |
| Total loans | 185,068,000 | 196,626,000 | 201,349,000 | 203,710,000 |
| Allowance for loan losses | 2,878,000 | 2,839,000 | 2,512,000 | 2,494,000 |
| Securities available for sale | 35,312,000 | 31,829,000 | 28,037,000 | 33,213,000 |
| Securities held to maturity | 4,666,000 | 4,309,000 | 3,979,000 | 3,695,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,575,000 | 227,241,000 | 230,335,000 | 224,199,000 |
| Interest-bearing deposits | 178,963,000 | 178,913,000 | 184,743,000 | 179,712,000 |
| Noninterest-bearing deposits | 47,612,000 | 48,328,000 | 45,592,000 | 44,487,000 |
| Equity capital | 23,191,000 | 23,620,000 | 23,902,000 | 24,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,391,000 | 8,933,000 | 13,673,000 | 18,328,000 |
| Interest expense | 1,334,000 | 2,726,000 | 4,218,000 | 5,689,000 |
| Net interest income | 3,057,000 | 6,207,000 | 9,455,000 | 12,639,000 |
| Noninterest income | 721,000 | 1,830,000 | 2,588,000 | 3,274,000 |
| Noninterest expense | 2,995,000 | 6,065,000 | 9,430,000 | 12,884,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 783,000 | 1,972,000 | 2,613,000 | 3,018,000 |
| Income tax | 302,000 | 581,000 | 833,000 | 885,000 |
| Net income | 481,000 | 1,391,000 | 1,780,000 | 2,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,564,000 | 22,227,000 | 22,371,000 | 22,758,000 |
| Total capital | 24,124,000 | 24,949,000 | 25,166,000 | 25,560,000 |
| Risk-weighted assets | 204,487,000 | 217,644,000 | 223,540,000 | 224,118,000 |