Call reports 2006
FIRST MONTANA BANK, INC. — 2006
What FIRST MONTANA BANK, INC. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 252,414,000 | 254,019,000 | 259,355,000 | 260,270,000 |
| Total loans | 187,202,000 | 186,209,000 | 182,117,000 | 182,309,000 |
| Allowance for loan losses | 3,011,000 | 2,964,000 | 2,895,000 | 2,874,000 |
| Securities available for sale | 15,239,000 | 17,071,000 | 21,679,000 | 31,881,000 |
| Securities held to maturity | 6,129,000 | 5,734,000 | 5,334,000 | 4,989,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,466,000 | 224,988,000 | 228,120,000 | 224,751,000 |
| Interest-bearing deposits | 176,534,000 | 175,708,000 | 181,298,000 | 180,292,000 |
| Noninterest-bearing deposits | 46,932,000 | 49,280,000 | 46,822,000 | 44,459,000 |
| Equity capital | 22,227,000 | 22,351,000 | 23,011,000 | 23,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,076,000 | 8,257,000 | 12,706,000 | 17,170,000 |
| Interest expense | 987,000 | 2,001,000 | 3,098,000 | 4,359,000 |
| Net interest income | 3,089,000 | 6,256,000 | 9,608,000 | 12,811,000 |
| Noninterest income | 447,000 | 937,000 | 1,488,000 | 2,215,000 |
| Noninterest expense | 2,648,000 | 5,468,000 | 8,513,000 | 11,613,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 888,000 | 1,725,000 | 2,583,000 | 3,413,000 |
| Income tax | 352,000 | 671,000 | 991,000 | 1,280,000 |
| Net income | 536,000 | 1,054,000 | 1,592,000 | 2,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,610,000 | 20,802,000 | 21,374,000 | 21,949,000 |
| Total capital | 23,203,000 | 23,366,000 | 23,861,000 | 24,462,000 |
| Risk-weighted assets | 207,039,000 | 204,737,000 | 198,529,000 | 200,654,000 |