Call reports 2005
FIRST MONTANA BANK, INC. — 2005
What FIRST MONTANA BANK, INC. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 235,859,000 | 258,186,000 | 269,127,000 | 264,648,000 |
| Total loans | 180,952,000 | 201,298,000 | 199,390,000 | 198,366,000 |
| Allowance for loan losses | 1,308,000 | 2,013,000 | 2,073,000 | 2,983,000 |
| Securities available for sale | 12,167,000 | 11,574,000 | 11,347,000 | 12,432,000 |
| Securities held to maturity | 9,591,000 | 9,074,000 | 6,998,000 | 6,519,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,371,000 | 210,993,000 | 239,342,000 | 235,063,000 |
| Interest-bearing deposits | 161,035,000 | 163,883,000 | 186,253,000 | 180,734,000 |
| Noninterest-bearing deposits | 44,336,000 | 47,110,000 | 53,089,000 | 54,329,000 |
| Equity capital | 21,389,000 | 21,886,000 | 22,275,000 | 21,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,628,000 | 7,560,000 | 11,760,000 | 16,018,000 |
| Interest expense | 705,000 | 1,468,000 | 2,469,000 | 3,463,000 |
| Net interest income | 2,923,000 | 6,092,000 | 9,291,000 | 12,555,000 |
| Noninterest income | 444,000 | 926,000 | 1,409,000 | 1,916,000 |
| Noninterest expense | 2,703,000 | 5,366,000 | 8,037,000 | 10,909,000 |
| Provision for loan losses | 120,000 | 462,000 | 456,000 | 1,419,000 |
| Pretax income | 544,000 | 1,190,000 | 2,207,000 | 2,143,000 |
| Income tax | 165,000 | 347,000 | 654,000 | 494,000 |
| Net income | 379,000 | 843,000 | 1,553,000 | 1,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,647,000 | 20,146,000 | 20,559,000 | 20,359,000 |
| Total capital | 20,955,000 | 22,159,000 | 22,632,000 | 23,064,000 |
| Risk-weighted assets | 197,471,000 | 215,974,000 | 218,486,000 | 216,145,000 |