Call reports 2002
FIRST MONTANA BANK, INC. — 2002
What FIRST MONTANA BANK, INC. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 158,088,000 | 158,194,000 | 168,013,000 | 170,907,000 |
| Total loans | 120,345,000 | 123,861,000 | 126,686,000 | 126,176,000 |
| Allowance for loan losses | 2,045,000 | 2,136,000 | 1,990,000 | 2,205,000 |
| Securities available for sale | 15,100,000 | 14,218,000 | 13,441,000 | 14,198,000 |
| Securities held to maturity | 1,369,000 | 4,360,000 | 11,152,000 | 9,836,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,820,000 | 140,603,000 | 148,413,000 | 150,934,000 |
| Interest-bearing deposits | 115,758,000 | 116,119,000 | 121,538,000 | 121,528,000 |
| Noninterest-bearing deposits | 24,062,000 | 24,484,000 | 26,875,000 | 29,406,000 |
| Equity capital | 13,083,000 | 12,973,000 | 13,175,000 | 13,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,809,000 | 5,666,000 | 8,544,000 | 11,459,000 |
| Interest expense | 818,000 | 1,566,000 | 2,291,000 | 2,986,000 |
| Net interest income | 1,991,000 | 4,100,000 | 6,253,000 | 8,473,000 |
| Noninterest income | 339,000 | 735,000 | 1,133,000 | 1,520,000 |
| Noninterest expense | 1,630,000 | 3,324,000 | 5,087,000 | 6,935,000 |
| Provision for loan losses | 94,000 | 244,000 | 394,000 | 819,000 |
| Pretax income | 606,000 | 1,267,000 | 1,905,000 | 2,239,000 |
| Income tax | 217,000 | 471,000 | 714,000 | 723,000 |
| Net income | 389,000 | 796,000 | 1,191,000 | 1,516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,004,000 | 12,864,000 | 13,059,000 | 13,136,000 |
| Total capital | 14,521,000 | 14,409,000 | 14,634,000 | 14,726,000 |
| Risk-weighted assets | 120,549,000 | 122,970,000 | 125,617,000 | 126,567,000 |