Call reports 2001
FIRST MONTANA BANK, INC. — 2001
What FIRST MONTANA BANK, INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 144,524,000 | 146,821,000 | 158,596,000 | 161,378,000 |
| Total loans | 112,097,000 | 110,107,000 | 115,144,000 | 119,961,000 |
| Allowance for loan losses | 1,189,000 | 1,199,000 | 1,287,000 | 2,071,000 |
| Securities available for sale | 9,503,000 | 10,047,000 | 11,583,000 | 17,089,000 |
| Securities held to maturity | 545,000 | 545,000 | 435,000 | 335,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,316,000 | 129,110,000 | 139,215,000 | 141,468,000 |
| Interest-bearing deposits | 107,545,000 | 108,207,000 | 116,257,000 | 116,092,000 |
| Noninterest-bearing deposits | 18,771,000 | 20,903,000 | 22,958,000 | 25,376,000 |
| Equity capital | 11,634,000 | 11,663,000 | 11,832,000 | 12,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,014,000 | 5,995,000 | 9,012,000 | 11,937,000 |
| Interest expense | 1,244,000 | 2,417,000 | 3,547,000 | 4,526,000 |
| Net interest income | 1,770,000 | 3,578,000 | 5,465,000 | 7,411,000 |
| Noninterest income | 296,000 | 651,000 | 1,012,000 | 1,389,000 |
| Noninterest expense | 1,433,000 | 3,019,000 | 4,566,000 | 6,245,000 |
| Provision for loan losses | 133,000 | 220,000 | 370,000 | 1,492,000 |
| Pretax income | 500,000 | 990,000 | 1,541,000 | 1,065,000 |
| Income tax | 186,000 | 368,000 | 569,000 | 373,000 |
| Net income | 314,000 | 622,000 | 972,000 | 692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,481,000 | 11,491,000 | 11,642,000 | 12,614,000 |
| Total capital | 12,670,000 | 12,690,000 | 12,929,000 | 14,136,000 |
| Risk-weighted assets | 108,966,000 | 111,753,000 | 117,221,000 | 121,201,000 |