Call reports 2026
INSOUTH BANK — 2026
What INSOUTH BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 568,378,000 | 591,890,000 |
| Total loans | 440,680,000 | 459,295,000 |
| Allowance for loan losses | 5,091,000 | 5,145,000 |
| Securities available for sale | 68,552,000 | 74,079,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 508,707,000 | 502,787,000 |
| Interest-bearing deposits | 415,557,000 | 404,566,000 |
| Noninterest-bearing deposits | 93,150,000 | 98,221,000 |
| Equity capital | 44,541,000 | 45,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 8,087,000 | 16,629,000 |
| Interest expense | 2,621,000 | 5,319,000 |
| Net interest income | 5,466,000 | 11,310,000 |
| Noninterest income | 1,313,000 | 2,377,000 |
| Noninterest expense | 5,311,000 | 10,513,000 |
| Provision for loan losses | 157,000 | 444,000 |
| Pretax income | 1,311,000 | 2,730,000 |
| Income tax | 145,000 | 294,000 |
| Net income | 1,166,000 | 2,436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 49,349,000 | 49,820,000 |
| Total capital | 54,440,000 | 54,965,000 |
| Risk-weighted assets | 487,477,000 | 488,831,000 |