Call reports 2023
INSOUTH BANK — 2023
What INSOUTH BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 490,883,000 | 488,913,000 | 491,074,000 | 497,904,000 |
| Total loans | 371,544,000 | 382,725,000 | 383,764,000 | 388,765,000 |
| Allowance for loan losses | 4,403,000 | 4,270,000 | 5,196,000 | 5,588,000 |
| Securities available for sale | 60,269,000 | 57,972,000 | 54,606,000 | 59,362,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 449,691,000 | 443,338,000 | 447,151,000 | 452,890,000 |
| Interest-bearing deposits | 324,818,000 | 328,679,000 | 332,764,000 | 343,445,000 |
| Noninterest-bearing deposits | 124,873,000 | 114,659,000 | 114,387,000 | 109,445,000 |
| Equity capital | 36,688,000 | 39,668,000 | 37,936,000 | 39,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,400,000 | 13,059,000 | 19,903,000 | 27,174,000 |
| Interest expense | 1,118,000 | 2,674,000 | 4,577,000 | 6,673,000 |
| Net interest income | 5,282,000 | 10,385,000 | 15,326,000 | 20,501,000 |
| Noninterest income | 1,000,000 | 6,613,000 | 7,907,000 | 8,874,000 |
| Noninterest expense | 4,346,000 | 8,791,000 | 13,266,000 | 18,084,000 |
| Provision for loan losses | 78,000 | 159,000 | 1,156,000 | 1,576,000 |
| Pretax income | 1,858,000 | 8,048,000 | 8,811,000 | 9,715,000 |
| Income tax | 546,000 | 2,223,000 | 2,479,000 | 2,773,000 |
| Net income | 1,312,000 | 5,825,000 | 6,332,000 | 6,942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,260,000 | 46,073,000 | 45,880,000 | 45,791,000 |
| Total capital | 46,663,000 | — | — | — |
| Risk-weighted assets | 395,046,000 | — | — | — |