Call reports 2022
INSOUTH BANK — 2022
What INSOUTH BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 458,833,000 | 467,106,000 | 468,753,000 | 472,434,000 |
| Total loans | 339,421,000 | 346,043,000 | 373,707,000 | 377,253,000 |
| Allowance for loan losses | 4,073,000 | 4,105,000 | 4,161,000 | 4,336,000 |
| Securities available for sale | 52,944,000 | 51,192,000 | 57,555,000 | 57,210,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 417,976,000 | 428,303,000 | 414,928,000 | 428,314,000 |
| Interest-bearing deposits | 298,205,000 | 308,464,000 | 293,298,000 | 302,397,000 |
| Noninterest-bearing deposits | 119,771,000 | 119,839,000 | 121,630,000 | 125,917,000 |
| Equity capital | 35,590,000 | 34,348,000 | 34,647,000 | 35,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,235,000 | 8,648,000 | 13,939,000 | 19,812,000 |
| Interest expense | 146,000 | 281,000 | 576,000 | 1,167,000 |
| Net interest income | 4,089,000 | 8,367,000 | 13,363,000 | 18,645,000 |
| Noninterest income | 973,000 | 1,993,000 | 3,185,000 | 4,146,000 |
| Noninterest expense | 3,759,000 | 7,546,000 | 11,426,000 | 16,076,000 |
| Provision for loan losses | 61,000 | 115,000 | 178,000 | 359,000 |
| Pretax income | 1,242,000 | 2,699,000 | 4,944,000 | 6,356,000 |
| Income tax | 91,000 | 26,000 | 216,000 | 188,000 |
| Net income | 1,151,000 | 2,673,000 | 4,728,000 | 6,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,732,000 | 39,554,000 | 41,608,000 | 41,649,000 |
| Total capital | — | — | 45,769,000 | 45,985,000 |
| Risk-weighted assets | — | — | 388,006,000 | 392,061,000 |