Call reports 2021
INSOUTH BANK — 2021
What INSOUTH BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 403,028,000 | 418,940,000 | 425,814,000 | 444,605,000 |
| Total loans | 313,606,000 | 326,271,000 | 316,918,000 | 328,126,000 |
| Allowance for loan losses | 3,568,000 | 3,517,000 | 3,539,000 | 3,869,000 |
| Securities available for sale | 46,536,000 | 49,479,000 | 50,199,000 | 54,604,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 363,687,000 | 377,647,000 | 383,720,000 | 403,436,000 |
| Interest-bearing deposits | 262,085,000 | 272,470,000 | 273,418,000 | 285,226,000 |
| Noninterest-bearing deposits | 101,602,000 | 105,177,000 | 110,302,000 | 118,210,000 |
| Equity capital | 36,736,000 | 38,339,000 | 38,656,000 | 38,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,648,000 | 9,106,000 | 13,381,000 | 17,604,000 |
| Interest expense | 219,000 | 381,000 | 535,000 | 686,000 |
| Net interest income | 4,429,000 | 8,725,000 | 12,846,000 | 16,918,000 |
| Noninterest income | 810,000 | 3,486,000 | 4,442,000 | 5,357,000 |
| Noninterest expense | 3,443,000 | 7,134,000 | 10,712,000 | 14,644,000 |
| Provision for loan losses | 3,000 | 31,000 | 63,000 | 416,000 |
| Pretax income | 1,793,000 | 5,046,000 | 6,513,000 | 7,217,000 |
| Income tax | 307,000 | 1,136,000 | 1,498,000 | 1,660,000 |
| Net income | 1,486,000 | 3,910,000 | 5,015,000 | 5,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,310,000 | 38,034,000 | 38,439,000 | 38,280,000 |