Call reports 2019
INSOUTH BANK — 2019
What INSOUTH BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 320,287,000 | 329,889,000 | 341,322,000 | 331,525,000 |
| Total loans | 250,843,000 | 260,357,000 | 274,588,000 | 268,415,000 |
| Allowance for loan losses | 2,503,000 | 2,592,000 | 2,684,000 | 2,965,000 |
| Securities available for sale | 42,187,000 | 40,723,000 | 35,708,000 | 34,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,883,000 | 276,899,000 | 272,965,000 | 286,254,000 |
| Interest-bearing deposits | 211,149,000 | 211,984,000 | 207,343,000 | 217,820,000 |
| Noninterest-bearing deposits | 66,734,000 | 64,915,000 | 65,622,000 | 68,434,000 |
| Equity capital | 32,354,000 | 33,201,000 | 33,594,000 | 33,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,997,000 | 8,114,000 | 12,369,000 | 16,578,000 |
| Interest expense | 472,000 | 1,033,000 | 1,649,000 | 2,167,000 |
| Net interest income | 3,525,000 | 7,081,000 | 10,720,000 | 14,411,000 |
| Noninterest income | 1,151,000 | 2,550,000 | 3,649,000 | 4,782,000 |
| Noninterest expense | 3,145,000 | 6,454,000 | 9,761,000 | 13,110,000 |
| Provision for loan losses | 103,000 | 232,000 | 382,000 | 692,000 |
| Pretax income | 1,428,000 | 2,945,000 | 4,437,000 | 5,602,000 |
| Income tax | 360,000 | 720,000 | 1,097,000 | 1,376,000 |
| Net income | 1,068,000 | 2,225,000 | 3,340,000 | 4,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,430,000 | 33,089,000 | 33,553,000 | 33,739,000 |
| Total capital | 34,933,000 | 35,681,000 | 36,237,000 | 36,704,000 |
| Risk-weighted assets | 261,695,000 | 271,928,000 | 286,320,000 | 280,271,000 |